Free tool · 2 minutes
Permit B: should I file a Swiss tax return?
Taxed at source on a B or L permit, or a cross-border worker in Geneva? The withholding scale ignores your real deductions. Answer a few questions and find out whether a TOU request (subsequent ordinary taxation, i.e. filing a full tax return) or the quasi-resident status is likely to get you money back, and roughly how much.
Result
Estimated yearly gain
Deductions the withholding scale ignores and that a TOU would count:
A tax law specialist checks the real figures with you, in English. No commitment.
Order of magnitude only, computed in your browser from approximate marginal rates: it is not a tax assessment. The real result depends on your municipality, your family situation and the deductions your canton accepts.
What the tool compares
What the scale already includes
A flat rate for professional expenses (about 3% of salary), insurance premiums and child deductions according to your scale code. Claiming them in a TOU changes almost nothing.
What the scale ignores
Pillar 3a, pension fund buy-backs, childcare, actual commuting and meal costs above the flat rate, alimony, training, interest on debts. This is where the TOU gets you money back.
What can cost you
Wealth tax, a rate computed on the household’s worldwide income, a high municipal coefficient. And irrevocability: once granted, the TOU applies every year.
Frequently asked questions
Why can the TOU cost more than the withholding scale?
Until when can I apply for the TOU for 2026?
To go further: the complete TOU guide (conditions, forms by canton) and our withholding tax refund and TOU service.